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Unfortunately, many merchants, that do accept a great percentage of debit cards, may not see any savings, because their current card or paypal processing plan does not allow for that Durbin Amendment reduction. Instead their debit interchange savings will be going to their processors.

Interchange is 440 rate categories. Many fans have a businesses, approximately 60 categories will try. That is still many. The range of rates varies widely from 0.95% $0.10 for an atm card to 10.25% $0.10 for several corporate graphic cards.

Assessment fee is the speed Visa/MasterCard/Discover charge for each transaction. Currently this fee is 6.11% $0.02 and does not vary by card or transaction types of.

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